Can I Get EMI or Loan Options for UPSC Coaching?
Can I Get EMI or Loan Options for UPSC Coaching?
In India, clearing the UPSC Civil Services Examination is a big dream for many students. It is the toughest competitive exam in the country. To prepare well, many aspirants go for coaching. However, with the UPSC coaching fees being so high, many cannot pay the whole amount at once.
This is the question many students want to ask these days:
“Do UPSC coaching institutes offer an EMI or loan option?”
The good news is that they do. In this article, we will explain how EMI and loan schemes work and why Plutus IAS should be your choice if you want coaching that offers some financial relief.
Why Is UPSC Coaching Expensive?
- Coaching for the UPSC includes:
- General Studies (GS) for Prelims and Mains
- Optional Subject Preparation
- Test Series
- Study material and notes
- Interview guidance
Most institutes charge anywhere between ₹70,000 to ₹2,00,000 for good coaching, depending on the course and duration. For several students, that is a huge amount to pay at once. Hence, EMI or loan became viable options.
Best Coaching, Institutes, Colleges Rank What Do You Mean by an EMI Option?
EMI means you can pay your coaching fees in small monthly instalments instead of paying a single lump sum amount. For example:
If a course charges a fee of ₹90,000, you can pay ₹7,500 per month for 12 months (according to EMI).
Some coaching centres provide EMI at 0% interest, whereby the amount payable is without any markup. EMI makes it possible for students of middle-class families or those from rural areas to enrol in the best coaching institute without worrying about paying a huge amount upfront.
What Is an Education Loan?
An education loan is the money you borrow from a bank or finance company to pay for your education. After a few months or after completion of the course, you start paying back the loan in monthly instalments (EMI). Education loans can be a charged loan or a no-interest loan.
Some finance companies that provide education loans for coaching include:
- Propelld
- Bajaj Finserv
- GrayQuest
- Financepeer
These finance companies generally tie up with various coaching institutes so that loan processing becomes easier and quicker.
Plutus IAS EMI or Loan Options
- Yes, the EMI option is offered at Plutus IAS for UPSC coaching.
- As the institute believes that not everyone can pay the entire amount for coaching at once, Plutus IAS has made it easier by working with the following options:
- Monthly EMI
- No cost EMI (in certain situations)
- In some cases, loan arrangement in association with a finance partner
- The installments can be set for the GS course or the Optional courses, whichever one prefers.
EMIs can be opted for:
- General Studies (Prelims + Mains)
- Optional Subjects like Anthropology, PSIR, Sociology
- GS Foundation + Optional combo course
- Interview preparation & Test Series
Be it a college student, a working professional, or a full-time aspirant, Plutus IAS tries to give you a financial free start toward UPSC.
How to apply for EMI with Plutus IAS?
The process is quite simple:
- Go to the official site of Plutus IAS or get in contact with the support team.
- Select the course (GS, Optional, or Full Course).
- At the time of registration, ask for the EMI or loan option.
- Submit some basic documents such as:
- Aadhaar Card
- PAN Card
- Bank account details
- Income proof (if called for)
The EMI partner will get back to you with the status of your approval either within a few hours or days.
Why Choose Plutus IAS?
Below are some reasons why Plutus IAS remains one of the best choices for UPSC aspirants:
1. Trusted & Experienced:
Plutus IAS has guided and assisted thousands of students in preparing for UPSC exams through online and offline means.
2. EMI Options Available:
They also provide financial flexibility via EMI and loan services, making coaching for UPSC affordable for everyone.
3. Quality Teaching:
With a well-structured course, experienced staff, and personal mentorships, Plutus IAS offers a comprehensive structure for UPSC preparation.
4. Online + Recorded Classes:
Perfect for working people or learners located freely in a remote place.
5. Hindi and English Medium:
Courses and study materials are available in Hindi as well as English; this accommodates students from all parts of India.
Conclusion
If you want to prepare for UPSC and feel that coaching is too pricey now, never mind. Many reputed institutes have EMI and education loan options nowadays, so you should now focus on your studies rather than finances.
The Plutus IAS is one top institutes that offers:
- Affordable EMI Plans
- Experienced Faculty
- Comprehensive Courses
- Flexible Payment Options
So yes, EMI or loan options for UPSC coaching are a reality-and in fact, one of the best ones for EMI and loan options for UPSC coaching is Plutus IAS.
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